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Us in Lupus - Navigating Insurance

Health insurance can be a helpful—often vital—resource for you as you live with lupus. But figuring out how to use your benefits to the fullest can be tough, even if you’ve lived with this chronic illness for many years.

Read more on navigating insurance. 

 

ACCESS Florida

1-866-762-2237


The ACCESS Florida Program helps to promote strong and economically self-sufficient communities by providing food, cash and medical assistance to individuals and families on the road to economic recovery.

 

The Assistance Fund

855 845-3663


The Assistance Fund provides financial support for co-payments, deductibles, and premiums to patients who are critically or chronically ill and already have insurance. You must be being treated for a covered illness in the United States and have insurance coverage for prescribed medications. Income and other eligibility requirements apply.

 

Patient Advocate Foundation Co-Pay Relief

866-512-3861


The Patient Advocates Foundation Co-Pay Relief provides assistance to financially and medically qualified patients, including those insured through government programs, for co-payments, co-insurance, and deductibles required by a patient’s insurer for medications. You must be being treated in the United States for a disease that they cover. Income and other eligibility requirements apply.

 

Pan Foundation

866-316-7263


The Pan Foundation provides assistance to under-insured patients for out-of-pocket expenses for medications. You must have health insurance that covers your medication, the medication must directly treat the disease, and you must be treated in the United States. Income restrictions apply.

United HealthCare Children's Foundation

1 855-MY-UHCCF / 1 (855-698-4223)

United HealthCare Children's Foundation mission is to help fill the gap between what medical services/items a child needs and what their commercial health benefit plan will pay for. UHCCF grants provide financial help/assistance for families with children that have medical needs not covered or not fully covered by their commercial health insurance plan.

Quest Diagnostics Patient Assistance Program

866-697-8378

Quest Diagnostics Patient Assistance Program provides assistance with copayments for laboratory testing only. Quest, a service that processes laboratory work, offers payment plans and financial assistance for those that qualify.

Patient Advocate Foundation

1-800-532-5274


Patient Advocate Foundation's Patient Services provides patients with arbitration, mediation, and negotiation to settle issues with access to care, medical debt, and job retention related to their illness.

Non-Healthcare Resources

Office of Family Assistance

The Office of Family Assistance provides grants to states to provide assistance to needy families to achieve self-sufficiency. Check the website for state contacts .

211.Org

Dial 211

2-1-1 provides free and confidential information and referral. Call 2-1-1 for help with food, housing, employment, health care, counseling and more.

Ask Jan

800-526-7234


Ask Jan offers workplace accommodation ideas for people with lupus.

Catholic Charities USA

Catholic Charities USA provides a wide range of services from disaster relief, housing, meals, education, and financial counseling. Visit the website to find the local office.

Modest Needs

844-667-3776


Modest Needs offers grants for working individuals or families just above the poverty line that are facing financial hardship. Applicants must be over 18 years of age, a legal resident of the United States or Canada, have at least 1 active bank account or tax return from the last 2 years, not be a homeowner, meet income restrictions, and have computer access.

HUD Rental Assistance

1-800-569-4287


Learn more about renting and HUD rental assistance programs.

Isabel

Free symptom tracker--Improving the Patient Experience 

The Isabel Symptom Checker is written in everyday language. This allows patients to check their symptoms easily and quickly, highlighting relevant disease information and producing a list of possible matching conditions. Symptom Checker can help you make sense of and research your symptoms. 

 

Rent Assistance

Provides an online directory of rental assistance programs in Florida. 
We list the cities where we found help for those needing help paying their rent. We only list the rental assistance programs on the website and do not provide the aid ourselves.

https://www.rentassistance.us/st/florida

Homeless Voice

1-954-924-3571

If you or someone you know are homeless, call Homeless Voice and speak to a caseworker who can assist you.

Getting Help - Homeless Voice

Family Promise

1-908-273-1100

Family Promise

Helps homeless and low-income families achieve sustainable independence.

ACCESS Florida

1-866-762-2237

Access Florida - Florida Department of Children and Families (myflorida.com)

The ACCESS Florida Program helps to promote strong and economically self-sufficient communities by providing food, cash and medical assistance to individuals and families on the road to economic recovery.

Need Help Paying Bills

www.floridadebtrelief.org

Find information on assistance programs, charity organizations, and other resources that will provide you help with paying bills, mortgage, and debt expenses. 

 

Salvation Army

The Salvation Army USA

Provides housing and homeless services, nutritional meals, educational counseling, and emergency utility assistance. Salvation Army programs and services vary with local needs. For information on specific programs and locations, contact your local Salvation Army Corps Community Center by using the location search.

Single StopUSA

 

Assists low-income individuals and families with finding and applying for a wide range of government resources and offers free to low cost legal and tax services.

FPL Assist Program

FPL | Help | Bill Payment Assistance

FPL's ASSIST Program encompasses a vast network of assistance programs located throughout their service territory.

HUD Rental Assistance

1-800-569-4287
Learn more about renting and HUD rental assistance programs.