What is the Marketplace?
Through the Health Insurance Marketplace, individuals, families and small businesses can learn about their health coverage options; compare health insurance plans based on costs, benefits, and other important features; choose a plan, and enroll in coverage. The Marketplace also includes information on programs that help people pay for coverage, including ways to save on montly premiums and out-of-pocket costs, and other programs like Medicaid and the Children's Health Insurance Program (CHIP). The Marketplace is an important health insurance option for people with lupus to consider because people with pre-existing conditions can have access to insurance through the Marketplace. Individuals can apply for coverage online, by phone or with a paper application,starting November 15, 2014.