The Health Insurance Marketplace

The Health Insurance Marketplace is a system to buy health insurance coverage for Americans that currently do not have health insurance.  Not everyone will participate in the Marketplace.  It provides a place for people without current insurance to compare and buy health insurance plans for themselves and/or their family. 

The official site for the Health Insurance Marketplace is Healthcare.gov. The Lupus Foundation of America will provide relevant links to resources on healthcare.gov and other appropriate webpages about the Marketplace for people who have lupus to equip you with the information you need when making your own personal decisions about health insurance.

Open enrollment for the 2015 Marketplace runs from November 15, 2014 to February 15, 2015; however, in order for coverage to begin January 1, 2015, enrollees must choose a plan by December 15, 2014.

Your options if you currently have health insurance through the marketplace

Apply and enroll if you are new to the marketplace

Need coverage for the rest of 2014?

Insurance premiums and tax subsidies calculator*
*Premiums refer to the amount you pay, usually monthly, for health insurance. Tax subsidies refer to tax credits that may be applied towards the cost of your insurance.

Detailed insurance cost calculator (includes costs for the medications you take, as well as doctor and hospital visits)

 

What is the Marketplace?

What does the Marketplace look like in my state?

How can I protect myself from insurance fraud?

How does the Affordable Care Act affect me?

Aprenda sobre el Mercado de Seguros Médicos—en Español